Double Indemnity

In the classic 1944 film noir, "Double Indemnity", insurance salesman Walter Neff (played by Fred MacMurray), gets into some pretty hot water involving his client (Barbara Stanwyck) and his co-worker (Edward G. Robinson). Neff tries to misuse the concept of double indemnity and he pays a heavy price. Surprisingly, double indemnity works very well for the rest of us. Exercise, healthy nutrition, proper rest, and regular chiropractic care can pay off, not only double, but often in many multiples. However, before we begin reaping these benefits we have to know where to look and how to make use of this property we all get for free.

Out in the world, insurance policies pay us a benefit when problems arise. Car insurance, home insurance, life insurance, and health insurance are all financial instruments that compensate people (in some degree or other, more or less) when things go wrong. Inside our bodies, double indemnity is turned on its head. When we do things that are good for our health and well-being, our built-in "insurance policies" pay off double, sometimes triple, and sometimes in ways that cannot even be calculated.

Let's consider a person who is overweight, possibly seriously overweight. That person decides, much like Howard Beale in the multiple-Academy Award-winning film "Network" (1976), that he is "not going to take this anymore". He declares to himself that he will begin to lose weight. He makes a commitment to start exercising regularly and eating nutritious food. Change takes time, and sooner rather than later he loses a few pounds. Then he loses a few more. After three months he's 12 pounds lighter, and after six months he's more than 20 pounds lighter than when he first chose to live a healthier life.

By now his body's double indemnity clause has started to pay off. He began doing some things, began engaging in a healthy new lifestyle, and he begins to reap the benefits. Owing to his new exercise program and his new diet, his blood pressure begins to go down. His insulin levels begin to stabilize,1 rather than spiking and falling off drastically throughout the day. His blood glucose levels become steadier, too, and his cells, organs, and tissues (particularly his brain) are beginning to receive consistent supplies of oxygen and other precious nutrients.2 His immune system gets stronger.3 As a direct result, his stress levels are going down and his heart rate is steadier. His sleep is more restful and he has more energy throughout the day. There are many other benefits, too, known only to him and his loved ones.

Our built-in double indemnity clause is primed for action. It is ready to kick in and begin an open-ended flow of good health and well-being. All we need to do is begin taking consistent actions that will enable our innate powers to function in the ways they were designed to function.

1Bloem CJ, Chang AM: Short-term exercise improves beta-cell function and insulin resistance in older people with impaired glucose tolerance. J Clin Endocrinol Metab 93(2):387-392, 2008
2Ahmadi N, et al: Effects of intense exercise and moderate caloric restriction on cardiovascular risk factors and inflammation. Am J Med 124(10):978-982, 2011
3Walsh NP, et al: Position statement. Part one: Immune function and exercise. Exerc Immunol Rev 17:6-63, 2011

Multicare Health Clinic

3930 Stadium Dr
Sioux City, IA 51106
Phone Number: (712) 276-4325

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Monday:

8:00 am-6:00 pm

Tuesday:

8:00 am-6:00 pm

Wednesday:

8:00 am-6:00 pm

Thursday:

8:00 am-6:00 pm

Friday:

8:30 am-2:00 pm

Saturday:

Closed

Sunday:

Closed

Testimonials

  • "I leave here feeling confident that I have the resources to manage my pain and live normally, and that's priceless."
    Alycen V.
  • "Not only is my pain level down to zero, but what I'm really thrilled with, is that I have normal feeling in my hands."
    Jill L.
  • "I'm now a believer now! I didn't think chiropractic could help my foot problems. But after meeting with Dr. Pistello and Dr. Dave for a few weeks, I'm feeling so much better!"
    Gino G.
  • "I wasn't able to use my hand the way I should. After working with Dr. Sneller and the physical therapy team, I can use my hand again."
    Henry H.
  • "I now can go a full week without pain and headaches."
    Luke W.
  • "There couldn't be a better physical therapy team in Siouxland! Not only did my knee feel so much better after six weeks, but I feel like I made new friends."
    Karla K.
  • "My shoulder and neck feel so much better. I now have the knowledge, motivation, desire and tools to keep up the exercises."
    Barb B.
  • "After my consultatin with the doctors at Multicare Health Clinic, I understand how to address my balance issues."
    Anna A.
  • "I'm a runner. When I wasn't able to run due to leg problems, I was devastated. But a consultation at Multicare Health Clinic identified the problem and after some adjustments, stimulation treatments and therapy, I'm running again!"
    Lisa L.
  • "I wasn't able to use my hand the way I should. After working with Dr. Sneller and the physical therapy team, I can use my hand again."
    Ivy I.
  • "After my knee surgery I was asked where I wanted to do my physical therapy, I chose Multicare Health Clinic and I'm so glad I did! Dr. Steve and the therapy assistants (Sara and Megan) are fabulous! They know what they're doing and they all really seemed to care about my recovery. I'm feeling fantastic! I'll definitely go back again whenever I need therapy or adjustments."
    Sheri J.
  • "Being able to present my back pain to three different professions in one place and knowing that they are working together to make me better is very comforting."
    Charlie P.
  • "At night my right hand would go painfully numb at least 2-3 times where I could not sleep. Now, I don't have that pain and can get a full night sleep."
    Janet D.
  • "I'm so glad my sister referred me to Multicare! My elbow hasn't felt this good in a long time. Thanks to the great physical therapy team there."
    Ellen E.
  • "My company encouraged all of us employees to get screened at Multicare. I didn't know what to expect. It was easy and I learned so much. The orthotics they prescribed really help me to feel more stable and confident at work."
    Jim J.
  • "Dr. Sneller helped. I haven't been feeling dizzy anymore."
    Belinda B
  • "After an accident at work I didn't think I'd ever get relief from my aching shoulder. But, the doctors at Multicare gave me adjustments and physical therapy and now I feel normal again."
    Cliff C.